Stated Income Loans - Stated Income Loans California - California Stated Income Loans - California Refinance Mortgages from California Refinance Mortgages.com
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Stated Income Loans

Stated income loans are mortgage loans that simply the amount of documentation required to qualify. Instead of providing your income documents typically required (pay stubs and tax returns) with a traditional mortgage loan, stated income loans allow you to state your income on the loan application. The amount of income stated is partially verified by average deposits into you bank from your bank statements.

Stated Income Loan Benefits

Stated income loans are typically used by self-employed individuals whose true income is difficult to verify with tax returns. Another use of stated income loans is simply for convenience of providing less documents at the time of loan qualifying.

Stated Income Loan Terms

Stated income loans are offered with various terms for almost every type of home loan program. Below are some of the common stated income loan programs:

Stated Income Adjustable Rate Mortgages
Stated Income Jumbo Loans
10,15,20,25 and 30 year fixed rate stated income loans
Stated income second mortgages

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► Download Loan Application (PDF)

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If you are not 100% satisfied with your refinance mortgage, you may cancel at anytime up to 3 days after signing your final refinance mortgage loan documents without costs or penalty!

Best Price Mortgage Refinance We will beat any mortgage lenders price or pay you $350. (complete details)

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We do not charge any up-front mortgage refinance application fee's.

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Best Price Details
A customer must provide a complete, system generated Good Faith Estimate, listing a specific lender's name, that is dated the same day as the rate quoted by us. If such Good Faith Estimate indicates an equivalent or lower interest rate and closing costs package, for the same loan program that is offered by us and we have verified the accuracy of the rate and fees listed then we will have the option of beating that lender's total loan costs by $100 or paying the customer $500 ($750 for properties located in California) when they close with that lender and provide us with a copy of the signed Note and Final HUD-1 Settlement Statement.