Bad Credit Mortgages - Bad Credit Mortgages California - California Bad Credit Mortgages - California Refinance Mortgages from California Refinance Mortgages.com
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Bad Credit Mortgages

Bad credit mortgages (technically called "sub-prime mortgage") allows individuals who have blemished or bad credit (reflected by a low FICO credit score) to do a home mortgage refinance. Bad credit mortgages are typically for those individuals with FICO credit scores below 620.

A bad credit mortgage is typically considered a "temporary mortgage solution", meaning you should be thinking of a mortgage refinance 2-3 years after getting the initial bad credit mortgage and maintaining a good credit report. Bad credit mortgages will have a higher mortgage rate to compensate for the higher risk of the mortgage loan.

Bad Credit Mortgage Uses

There are various types of "bad credit mortgages" available to fit every type of mortgage refinance need. Some bad credit mortgages will allow you to use your homes equity to get cash-out from the home mortgage refinance to pay-off a chapter 13 bankruptcy. Some bad credit loans will allow you to refinance your defaulted home mortgage to avoid foreclosure.

Bad Credit Mortgage Loan Terms

Bad credit mortgage loans Additionally, some bad credit mortgages allow you to refinance without providing income or bank documents (also creating a higher risk). Following are some of the most common bad credit mortgage loan terms:

Bad Credit Mortgages for low FICO Credit Scores of 475 or higher
2/28 Bad Credit Mortgage Loan
3/1 Bad Credit Mortgage
5/1 Bad Credit Mortgages
Non-Owner Occupied Bad Credit Mortgages
Stated Income / No Income / No Doc Bad Credit Mortgage

How can We Help You with Your Bad Credit Refinance Mortgage Needs?

California Refinance Mortgages can assist you with any type of refinance mortgages:

▲ Top of Bad Credit Mortgage Refinance | ► Apply for Bad Credit Refinance Mortgage

What Do You Want To Do Next ?

► Apply for a Refinance Mortgage
► Get a Mortgage Rate Quote
► Get a Closing Costs Estimate
► Request a Phone Consultation
► Email Your Refinance Question
► Prequalify for Refinance Mortgage
► Get Mortgage Refinance Analysis
► Download Loan Application (PDF)

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If you are not 100% satisfied with your refinance mortgage, you may cancel at anytime up to 3 days after signing your final refinance mortgage loan documents without costs or penalty!

Best Price Mortgage Refinance We will beat any mortgage lenders price or pay you $350. (complete details)

No Up-Front Application Fee
We do not charge any up-front mortgage refinance application fee's.

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Best Price Details
A customer must provide a complete, system generated Good Faith Estimate, listing a specific lender's name, that is dated the same day as the rate quoted by us. If such Good Faith Estimate indicates an equivalent or lower interest rate and closing costs package, for the same loan program that is offered by us and we have verified the accuracy of the rate and fees listed then we will have the option of beating that lender's total loan costs by $100 or paying the customer $500 ($750 for properties located in California) when they close with that lender and provide us with a copy of the signed Note and Final HUD-1 Settlement Statement.